Ways to Work : Model Effectiveness

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PROGRAM MODEL SUMMARY

PROGRAM MODEL EFFECTIVENESS

The effectiveness of the WtW program model has been validated by a 2006 external evaluation of the WtW national network, conducted by the OMG Center for Collaborative Learning (OMG). The WtW evaluation documented a notable and statistically significant set of outcomes for program participants in multiple areas of interest. Summarized in the table below, these outcomes are linked to the $2,400 to $2,500 worth of support services that WtW provides to each client.

Selected Outcomes from the WtW 2006 Evaluation and from the 2007 Credit Score Study follow. (Click on the titles in the previous sentence to access the full documents.)

Print the full
Program Description
document.

Income and Self-Sufficiency

Almost three-quarters of participants report higher net monthly income
Borrowers average a 41% increase in income (take-home pay)
87% of borrowers continue to sustain themselves without public cash assistance despite receiving it before entering the program

Employment

90% of borrowers report their WtW car allowed them to maintain or improve their employment circumstances
55% have found more responsibility or higher pay

Education

50% of borrowers accessed further education or job training thanks to their WtW car

Credit Score Improvement

WtW clients show credit score improvement during and after their participation in the program

Departure from Predatory Lending

Two-thirds of all borrowers have initiated a new account (checking, savings, credit card) or obtained a new loan since receiving their WtW loan

Care of Children

Nearly all borrowers find that the car enhances their ability to make sure their children get to school on time, take them to medical appointments, and access better child care services

Go on to the next section, Lending Model.

This page was last reviewed on 04/02/2008.

Ways to Work, Inc.
11700 West Lake Park Drive, Milwaukee, WI 53224, Phone Toll Free: (866) 252-7171, Fax: (414) 359-9548